Discover how to generate a paystub as both an employee and an employer, paycheck stub abbreviations, the differences between fake and real, and more.

Paystubs Articles 2024 | Real Check Stubs Blog

Paystubs

Take your business to the next level with up-to-date information, useful tips and explanatory guides in the finance category.

Finance Articles 2024 | Real Check Stubs Blog

Finance

Wondering about federal and state taxes? As an employer, you should discover all payroll taxes  and learn how to file with various forms.

US Tax Articles 2024 | Real Check Stubs Blog

Discover the Best Paystub Generator with helpful guides, exceptional tips, and examples. Find verified online check stub makers through descriptive articles.

Paystub Generator News 2024 | Real Check Stubs Blog

Paystub Generator

Learn everything you need to know about the wage and tax statement form, also known as W-2 Form. Discover legal benefits and employer's responsibilities.

W2 Form Articles 2024 | Real Check Stubs Blog

w2 Form

Ready to discover essential information, advice, and detailed guides on Payroll? Direct deposit, Pay Period, Payroll Card, and more.

Payroll Articles 2024 | Real Check Stubs Blog

Payroll

Discover exceptional tips, comprehensive guides, and the latest news from employment articles in Real Check Stubs's Blog.

Employment Articles 2024 | Real Check Stubs Blog

Employment

Explore the latest news, ultimate guides, and helpful tips from business articles in Real Check Stub's Blog. Boost your business.

Business Articles 2024  | Real Check Stubs Blog

Business

Stay up-to-date with the latest paycheck articles and insights on the Real Check Stubs Blog. We cover tax laws by states, paystub deductions, and more for 2024.

Paycheck Articles 2024 | Real Check Stubs Blog

Paycheck

Are you in the process of looking for a new apartment? Have you recently come across a place that you&rsquo;d really like to call your new home? If that&rsquo;s the case, you&rsquo;ll have to go through a number of administrative steps with your potential new landlord.
Landlords have the right to request numerous kinds of information before figuring out who their new tenant is going to be. And while there are various questions a landlord definitely cannot ask, inquiries about income aren&rsquo;t included in that list.
In fact, you&rsquo;ll often be asked to <a href="https://www.realcheckstubs.com/blog/paystubs/proof-of-income-everything-you-should-know-about-it" target="_blank" rel="noopener">provide proof of income</a> in order to be considered a suitable candidate for the place. Not only that, you will need to establish the fact that you&rsquo;ve been employed for some time and that you enjoy career stability as an employee.
Showing that you have some type of employment and stable income is very important &ndash; you&rsquo;ll be considered a reliable candidate this way. <a href="https://www.realcheckstubs.com/blog/paystubs/how-many-pay-stubs-for-apartment" target="_blank" rel="noopener">Apartment pay stubs</a> rank among the documents used most often as proof of income.&nbsp;
If you&rsquo;re wondering about the specifics of handing over pay stubs to a potential landlord, the following guide will answer some of the most prominent and popular questions on the topic.
<img src="https://www.realcheckstubs.com/storage/posts/check-stubs-for-renting-apartment.webp" alt="check stubs for renting apartment" width="640" height="350" />
<h2>Why Would I Need Apartment Pay Stubs to Find a Rental?</h2>
It&rsquo;s easy to understand why proof of income is going to be very important when property owners consider potential tenants for their place.
Many landlords have had to deal with payment issues in the past. By asking you for proof of income, a property owner isn&rsquo;t assuming you can&rsquo;t handle the rent in the long run. That&rsquo;s just a simple step that acts as insurance at the time of renting out the apartment.
The aim here is to make sure that a tenant is financially stable to cover the cost of living in the respective place. 
Stable income, making enough and having been with the same company for a certain period of time all give landlords peace of mind. The landlord would probably want to make sure that a candidate for the place will be living within their means.
So, how is your income going to be judged when your paycheck stubs are being examined?
<h3>The 3X Rule in the World of Real Estate</h3>
Anyone who has done basic research knows that the 3X rule applies to apartment rentals.
The <a href="https://www.financereference.com/3x-rent-rule-what-is-it-and-how-to-use-it/">3X rule</a> is pretty self-explanatory &ndash; a tenant should be making at least three times the amount of the rent that a landlord is asking for.&nbsp;
Financial experts have made the calculation and they believe that the ratio makes it possible for tenants to cover the rent and to also pay additional expenses connected to living in the flat (bills, groceries, house maintenance and cleaning, etc.).
Statistics suggest that people who make less than three times the rental amount are more likely to be late with payments and to struggle with those. Also, landlords wouldn&rsquo;t want to select a tenant who would be struggling financially in all other aspects of life just because they want to afford the respective flat.
And while exceptions to the rule do exist, most landlords use the 3X rule as a general guideline for the selection of reliable tenants.
<h2>How Many Paystubs Can a Potential Landlord Ask for?</h2>
Now that you know you&rsquo;ll probably be asked for pay stubs as proof of income, you probably would want to get some information on the number of forms that a potential landlord will have the right to ask for.
There isn&rsquo;t a rule set in stone as far as the number of paycheck stubs goes.
Most landlords will ask for anywhere between two and three pay stubs for the past few months (they will have to be recent). Showing an even bigger number than that demonstrates stability. If you&rsquo;ve been with a company for a while and you&rsquo;re confident in your professional future, you can demonstrate the fact by offering a potential landlord at least three paystubs for your latest pay periods.
<h2>Will I Have to Provide Additional Proof of Income on Top of the Pay Stub for Apartment Rental?</h2>
Now that we&rsquo;ve answered the question &ldquo;<a href="https://www.realcheckstubs.com/blog/paystubs/how-many-pay-stubs-for-apartment">how many pay stubs do I need for an apartment</a>&rdquo; it&rsquo;s time to examine another very common inquiry.
That one pertains to additional forms that can be requested to verify income.
Most often, a landlord is going to verify a certain number from multiple sources to guarantee the accuracy of the information you&rsquo;re providing.
Additional forms and documents that can be used as proof of income include:
<img src="https://www.realcheckstubs.com/storage/posts/check stubs for renting apartments.png" alt="Check Stubs for proof of income" width="1228" height="748" />
<ul>
<li style="font-weight: 400;" aria-level="1">Bank statements: people who receive their salary in a bank account can feature an official bank statement alongside their paycheck stubs.&nbsp; Bank statements will once again suggest a stable income and they will provide additional information, especially if you have some savings that you can count on.</li>
<li style="font-weight: 400;" aria-level="1">W-2 form: &nbsp;the <a href="https://www.investopedia.com/terms/w/w2form.asp">wage and tax statement form</a> can be provided alongside pay stubs or instead of them to verify your income. Your W-2 form will feature information on the income you earned over the course of the last fiscal year. Depending on when you&rsquo;re applying for a new rental, however, that information could be considered a little bit outdated. Usually, W-2 forms are provided alongside recent paycheck stubs and not instead of them.</li>
<li style="font-weight: 400;" aria-level="1">Proof of income letter: depending on your situation, you can ask an employer to create an official proof of income letter you can use for the specific purpose of an apartment rental. The proof of income letter (signed by your employer) verifies the fact that you&rsquo;re the company&rsquo;s employee and that you&rsquo;re earning a certain amount there.&nbsp; As a proof of income letter can feature various kinds of information so ask a potential landlord exactly what they need to find out before taking matters to your company&rsquo;s HR department.</li>
<li style="font-weight: 400;" aria-level="1">Tax returns:&nbsp; a tax return works in a manner similar to what a W-2 form does. It delivers information on the latest fiscal year and it&rsquo;s not the most reliable proof of current income.</li>
<li style="font-weight: 400;" aria-level="1">Disability insurance, pension or retirement documentation</li>
</ul>
<h2>What if My Employer Doesn&rsquo;t Provide Me with Paystubs?</h2>
If you live in a part of the US that has no regulations on companies handing out paycheck stubs to your employees, you could be dealing with a sticky situation.
Before doing anything else, make sure that your employer doesn&rsquo;t have a paycheck stub system in place. It&rsquo;s possible for the organization to issue and distribute electronic paystubs without you being aware of the fact.
You have the right to access some kind of pay information. Your employer cannot withhold such details from you. Even if the form you get is not a paycheck stub, it should still feature details on how much you earn.&nbsp;
In case an employer is stubbornly <a href="https://www.realcheckstubs.com/blog/paystubs/what-if-employer-doesnt-give-you-pay-stub">refusing to provide</a> any kind of payment or income information, you have the right to take things to court. Consulting an experienced lawyer will shed more light on your rights and the way in which you can request information that should rightfully be provided to you.
<h2>What If I&rsquo;m Self-Employed?</h2>
Do you need pay stubs to rent an apartment if you are self-employed?
The answer will still be yes for many potential landlords.
Self-employed individuals, solo proprietors and those who run a home-based business are not somebody&rsquo;s employee. As a result, they are responsible for handling income documentation and filling out all essential forms.
As a self-employed professional, you can employ <a href="https://www.realcheckstubs.com/blog/paystub-generator/benefits-of-using-online-pay-stub-generator">paycheck stub generators</a> to come up with your own forms.
The important thing here is to make sure every single number featured in the paycheck stub is correct.
Apartment pay stubs will be double checked. And if you feature wrong information (even in the case of an honest mistake), you could be running into some trouble.
<h2>Can I Make My Own Paystubs for Apartment Rental Purposes?</h2>
Yes, you can <a href="https://www.realcheckstubs.com/blog/paystubs/is-it-legal-to-make-your-own-paystubs">make your paycheck stub</a>.
But if you&rsquo;re asking how to make fake pay stubs for apartment rental, that&rsquo;s a whole different topic.
Do you want to know how to fake pay stubs to rent apartment properties in your area? The short answer is don&rsquo;t.
Falsifying the information you will deliver to a potential landlord will be very easy with the right type of software product. The thing here is that the paycheck stub will be verified before a landlord agrees to let you in their property.
Having wrong income information featured on a paycheck stub that you&rsquo;ve created on your own will be considered fraud in many parts of the US.
As a result, you&rsquo;ll not only run into problems with an eventual landlord, you&rsquo;ll also have to deal with the legal consequences of committing financial fraud. While you may be eager to score an exceptional apartment, the reward is simply not worth the risk you&rsquo;re going to be taking on.
<h2>Proof of Income Verification: An Important Step You&rsquo;ll Have to Go Through</h2>
Proof of income verification is something you will have to go through, no matter how confident and secure you feel in your financial capabilities.
A landlord has the right to request both a paycheck stub and a bank statement.
Some landlords will even go ahead to get in touch with your employer and double check the figures you have supplied. This usually happens whenever a property owner has had to deal with fake paycheck stubs in the past.
Keep in mind, however, that HR departments have the obligation to protect sensitive and personal information. As a result, they&rsquo;re not likely to divulge specific digits. Chances are that they&rsquo;ll only verify the fact that you&rsquo;re employed by the specific organization and that you&rsquo;ve been issued official paystubs.
<h2>Can I Get an Apartment without Showing a Paystub or Another Type of Income Proof</h2>
Anyone who has lower income or who is facing an employment transition will probably wonder about getting a new apartment without having to show proof of income.
That&rsquo;s going to be a difficult task, especially when it comes to attractive properties that many people are interested in.
Yes, it is possible to rent an apartment without showing paystubs, having to create your own forms or being forced to provide tax information and other IRS documentation. For the purpose, however, you will need to maintain an excellent credit score. You&rsquo;ll also have to potentially consider getting a lease co-signor.
A final idea worth exploring would be to consider rentals by an owner instead of a company. Most attractive apartments on the market are owned by companies or agencies. these entities have very strict rules and requirements when it comes to tenant characteristics and incomes.
Renting an individual property that has a single owner (a person) can help you reduce the administrative burden you&rsquo;ll need to face.
Some owners may be willing to help you out if you are between jobs or you&rsquo;re <a href="https://www.realcheckstubs.com/blog/business/how-to-make-pay-stubs-for-small-business">starting your own business</a> and you lack pay stubs at the time being. Such owners, however, can be more difficult to find. Also, you&rsquo;ll need to be persuasive enough in order to convince a potential landlord about your reliability.
<h2>Final Verdict: Pay Stubs for Apartment Rentals Are Included in the Standard Procedure</h2>
Do you need pay stubs to rent an apartment? The answer to that question will be yes most of the time.
How many paystubs for apartment do you need? At least two or three will be requested.
Finally, can you fake a pay stub in order to be considered a good candidate for a certain property? Technically, the answer to that question is yes. With today&rsquo;s technology, you can accomplish just about anything. Having a landlord discovering the fact that you&rsquo;ve provided fake information, however, will lead to repercussions.
Paycheck stubs are proof of income and as such, they&rsquo;re invaluable tools for getting the apartment you&rsquo;ve always dreamed of.
Even if you are a self-employed person, a small business owner or a freelancer, you can still get a paycheck stub that you can use to convince a landlord to make you their next tenant.
Searching for your new home should not be hard, so use&nbsp;<a href="https://www.realcheckstubs.com/">a paystub generator or check maker, such as Real Check Stubs, to create a reliable document.</a>&nbsp;Landlords are sure to be more considerate if they have a good sense of your status.
&nbsp;

It’s easy to understand why proof of income is going to be very important when property owners consider potential tenants for their place. Many landlords have had to deal with payment issues in the past. By asking you for proof of income, a property owner isn’t assuming you can’t handle the rent in the long run. That’s just a simple step that acts as insurance at the time of renting out the apartment.

Why Would I Need Apartment Pay Stubs to Find a Rental?

Most landlords will ask for anywhere between two and three pay stubs for the past few months (they will have to be recent). Showing an even bigger number than that demonstrates stability. If you’ve been with a company for a while and you’re confident in your professional future, you can demonstrate the fact by offering a potential landlord at least three pay stubs for your latest pay periods.

How Many Paystubs Can a Potential Landlord Ask for?

If you live in a part of the US that has no regulations on companies handing out paycheck stubs to your employees, you could be dealing with a sticky situation. Before doing anything else, make sure that your employer doesn’t have a paycheck stub system in place. It’s possible for the organization to issue and distribute electronic paystubs without you being aware of the fact. You have the right to access some kind of pay information. Your employer cannot withhold such details from you. Even if the form you get is not a paycheck stub, it should still feature details on how much you earn.

What if My Employer Doesn’t Provide Me with Paystubs?

Discover why check stubs are important for renting apartments. Learn what information to include and how to properly present your income.

How to Get Check Stubs For Renting Apartments?

Check Stubs For Renting Apartments – Why Is It Important

<a href="https://www.realcheckstubs.com/blog/paystubs/what-is-a-paystub-and-what-does-a-paystub-look-like" target="_blank" rel="noopener">Pay stubs contain essential information </a>such as net and gross wages, taxes and deductions, benefits, and work hours. They also include essential data such as the names of employees, their employers, and addresses.
&nbsp;
With that said, let us look at the answers to the questions on why and how long should you keep pay stubs.
<h2>5 Reasons for Saving Pay Stubs</h2>
&nbsp;
<h3>1. Keep Track of Your Earnings and Work Hours</h3>
&nbsp;
Most of the time, employees overlook and ignore their pay stubs once they have received their salaries. They do not give a second thought about the importance of such documents, especially when they live paycheck to paycheck. This dilemma comes with the confusion of what they need to do with their pay stubs after their employers issue them.
&nbsp;
The next time you receive your pay stubs, instead of discarding or throwing them in a box and forgetting about them, practice keeping and documenting paycheck stubs. Save pay stubs and use them to keep track of your earnings and work hours. Check for the accuracy of the information provided every week or every pay date. Making this a habit gives you an idea of where and how much of your pay goes to taxes, deductions, benefits and verifies your income.
&nbsp;
Scan your payroll stubs to ensure that your employer does not perform a sleight of hand with your earnings.
&nbsp;
<a href="https://www.realcheckstubs.com/blog/paystubs/self-employed-pay-stub-as-a-freelance-proof-of-income" target="_blank" rel="noopener">Freelancers and self-employed individuals </a>would also benefit from keeping records of their income. They would see if their business or career is growing.&nbsp;
&nbsp;
As for employers, running a business entails keeping well-organized financial records of every transaction. Not only does this keep them compliant with the law, but pay stubs also help them monitor their salary expenses.
&nbsp;
<img src="https://www.realcheckstubs.com/storage/posts/how long to keep pay stubs.jpg" alt="Keep Track of Your Earnings and Work Hours" width="1920" height="1281" />
&nbsp;
<h3>2. Proof of Income</h3>
&nbsp;
For anyone planning to get a loan, credit, a new property, or rent an apartment, one of <a href="https://www.realcheckstubs.com/blog/paystubs/proof-of-income-everything-you-should-know-about-it" target="_blank" rel="noopener">the best ways to provide proof of income</a> is by presenting a legitimate pay stub. Banks, lenders, and other institutions could request income verification and would accept pay stubs as evidence. This gives them the confidence that you can fulfil your financial obligations towards them.
&nbsp;
If you are a self-employed individual or a freelancer, consider <a href="https://www.realcheckstubs.com/generateStubs" target="_blank" rel="noopener">using online pay stub generators such as Real Check Stubs to create a legitimate and professional-looking proof of income</a>. Income verification also comes in handy during employment negotiations, giving you a quick reference if needed.
&nbsp;
Start to save pay stubs as soon as possible and keep them for at least a year so that you could provide an income statement at any time or situation.
&nbsp;
<h3>3. Filing Taxes</h3>
&nbsp;
One important aspect of pay stubs is their use when it is that time of the year again to file for your taxes. You would want to save paycheck stubs to keep tabs on your income and taxes.
&nbsp;
As a general rule of thumb, keep and record your pay stubs for at least one year. This gives you the chance to use them as references quickly when reconciling your <a href="https://www.realcheckstubs.com/blog/paystubs/w-2-wage-and-tax-statement-form-for-small-business" target="_blank" rel="noopener">W-2 form and Social Security Contributions</a>. It makes it easier and more accurate, and you do not have to worry about inconsistencies in your filing.
&nbsp;
Even if you do not file your tax return yourself, your accountant would appreciate it that you save pay stubs. It also allows for double-checking with your accountant.
&nbsp;
Saving pay stubs is also essential for businesses when tax season comes around. This is especially true for small businesses that might not have the financial resources to hire a professional who could complete payrolls full-time. Organized financial statements and records would make everything done easier for companies.
&nbsp;
<img src="https://www.realcheckstubs.com/storage/posts/how discard paystub.jpg" alt="filing taxes" width="1920" height="1280" />
&nbsp;
<h3>4. Protection during a Tax Audit</h3>
&nbsp;
Accurate, correct, and legitimate financial records are vital to protect one's business during a tax audit. Whether you are self-employed or employed in a company, state or federal tax agencies could audit your financial records. In case you are subjected to such reviews, every pay stub you keep would support the information provided in your tax filings.
&nbsp;
The Equal Employment Opportunity Commission (EEOC) requires many companies to keep employee records such as payroll stubs. This gives companies easily accessible records when facing a complaint from an employee or a regulatory investigation.
&nbsp;
<h3>5. Identity Verification</h3>
&nbsp;
Pay stubs also come in handy when you are in a situation to verify your identity. When you are opening a bank account or getting a car loan, each pay stub contains personal details such as your social security number, and address among others. Banks would also request a copy of your most recent pay stub along with a copy of your state-issued identification card, SSN card, and other legal documents to confirm your information.
<h2>How Long Should You Keep Pay Stubs?</h2>
As stated earlier, saving pay stubs as soon as you receive them is very important. However, you also do not want to store them for too long and create a pile that would clutter your home. So, how long should you keep a pay stub? Generally, save pay stubs for at least a year. This gives you the chance to have quick references when you need them for financial obligations. Keep either a digital copy or a hard one for easier recording of a year's worth of pay stubs.
&nbsp;
If you are an employer, you could use <a href="https://www.realcheckstubs.com/" target="_blank" rel="noopener">online pay stub generators, such as Real Check Stubs</a>, to create your employees' payroll, which you could save via the cloud. Your employees would receive their pay stubs on time, and you would not have to worry about how long to keep them.
&nbsp;
As for other important documents such as your annual tax return, the IRS recommends that you keep them for at least seven years.
&nbsp;
<img src="https://www.realcheckstubs.com/storage/posts/digital pay stub copies.jpg" alt="How Long Should You Keep Pay Stubs?" width="1920" height="1280" />
<h2>Digital Pay Stub Copies</h2>
For some people, holding on to documents for more than a year would make them feel better than throwing them out. However, if you feel the need to save pay stubs for longer than necessary without worrying about papers piling up, you could always create digital copies of them.
&nbsp;
Having financial documents in digital format is a convenient way to store them without taking up to much physical space in your home.
&nbsp;
Scan or take pictures of each pay stub you receive and save them on your computer's hard drive. Digital copies also give you easy access to pay stubs whenever you need them. However, this runs the risk of your device performing slower from the accumulation of data. A solution to this is by using cloud-based storage services through the Internet.
&nbsp;
Cloud-based storage allows you to store a ton of data without your computer running slower and lets you keep your pay stubs forever. Produce a digital copy of your documents and upload them directly to Google Drive or Dropbox. Just make sure you have access to the Internet to perform this task.
<h2>How to Safely Discard Paycheck Stubs</h2>
Identity theft is a severe offence that should not be taken lightly. Someone with a bad intention could use your pay stubs to benefit themselves. Paycheck stubs contain personal and sensitive information that could be used to make fake pay stubs, so always dispose of them very carefully.
&nbsp;
In the hands of a stranger, your pay stub with your name, address, Social Security Number could cause you problems. If they use it to get loans or credit illegally, you could be flagged when applying for similar benefits.
&nbsp;
When you are ready to throw out your pay stubs, discard them properly by shredding them. This also goes with other personal financial information as they also contain your sensitive data. If you do not have a paper shredder, you could go look for businesses that provide shredding. You cut down on clutter and ensure your safety.
&nbsp;
<img src="https://www.realcheckstubs.com/storage/posts/discarding pay check stubs.jpg" alt="How to Safely Discard Paycheck Stubs" width="1920" height="1280" />
<h2>Conclusion</h2>
As essential financial documents that you should learn how long to keep pay stubs and why you should save them. Information provided by your payroll could give you plenty of benefits, such as getting loans, credits, and mortgages.
&nbsp;
<a href="https://www.realcheckstubs.com/generateStubs" target="_blank" rel="noopener">You could use pay stubs to keep track of your earnings, use them as proof of income, and verify your identity</a>. Saving a year&rsquo;s worth of payroll stubs could go a long way when you are filing taxes, reconciling your W2 form and Social Security Contributions, and when you are a subject of a tax audit by the IRS.
&nbsp;
However, holding on to documents could pile up and you may want to discard them. Consider converting your pay stubs into digital copies and saving them into the cloud. This saves you space in your home and when you do throw them out, shred them to protect you from possible fraudulent activities.

Generally, it is recommended to save pay stubs for at least a year (12 months). This allows you to have quick references when needed for financial obligations. You can choose to keep either a digital copy or a hard copy for easier record-keeping of a year's worth of pay stubs.

How long to keep pay stubs?

When you are ready to throw out your pay stubs, it is important to discard them properly by shredding them. This advice also applies to other personal financial information, as pay stubs may contain sensitive data. If you don't have a paper shredder, you can look for businesses that provide shredding services. By shredding your pay stubs, you reduce clutter and ensure your safety.

How to safely discard paycheck stubs?

Not sure how long to keep your pay stubs? Find out 5 reasons how to keep these important documents and how to safely discard paycheck stubs.

How Long Should You Keep Pay Stubs | Real Check Stubs

How Long to Keep Pay Stubs

Are you still stuck on using a Microsoft Excel payroll spreadsheet to produce and manage your employees&rsquo; pay stubs? With all the complex calculations and features of excel sheets, you would think they are useful for your accounting needs. However, are they really essential and efficient to generate your company&rsquo;s payroll?
&nbsp;
Creating pay stubs requires numerous processes and steps to accomplish, such as researching current state and local labor laws, various calculations of taxes, benefits, net, and gross pay, and submission of reports to government entities. These items alone should give you an idea of how time-consuming and difficult using excel sheets is for you.
&nbsp;
This article discusses the differences between an online stub generator and a pay stub template excel and why you should switch to an automated check stub.
<h2>Advantages of Check Stub Generators</h2>
Completing more work in less time would greatly help your company or business expand and grow fast and steady. Efficiently working means fulfilling intricate tasks such as creating pay stubs and payrolls without delay.
&nbsp;
Here are some advantages of using check stub generators to increase productivity and make your job easier.
<h3>1. Eliminates Errors and More Accurate Than an Excel Payroll Template&nbsp;</h3>
Compared to a Microsoft excel payroll template, online pay stub generators leave little room for error, giving more accurate information. Creating an excel pay stub using a spreadsheet requires you to input all information one by one every pay date and device your equations to <a href="https://www.realcheckstubs.com/blog/paystubs/gross-pay-vs-net-pay-on-a-pay-stub-what-the-difference" target="_blank" rel="noopener">calculate gross pay, net pay</a>, and deductibles. This always gives way to human error, which could eat precious time as you fix the problems.
&nbsp;
Check stub generators provide you with automatic calculations, removing human error commonly found on pay stub template excel. You just need to input basic information such as employee wage and hours worked, and the generator would do the rest. <a href="https://www.realcheckstubs.com/blog/paystubs/employee-pay-stub-online-salary-slip-maker" target="_blank" rel="noopener">Online payslip creators</a> are also up to date on current tax and deduction requirements, meaning you do not need to worry about forgetting to change these data periodically.
<h3>2. Better and More Accessible Record Keeping</h3>
Looking into hundreds of xlsx files to look for an employee&rsquo;s pay stub record could take a lot of time and effort, which you could have spent on other more critical tasks. An online payslip generator automatically saves and archives each pay stub into an easy-to-access record system stored in cloud storage.
&nbsp;
As opposed to creating a payslip excel file, which accumulates and takes up memory in your computer, check stub generators allow you to streamline your administrative tasks. You can easily create individual personnel files and access and retrieve previous pay stubs whenever you need them.
<h3>3. Online Generators Provide A More Professional Look</h3>
Using an online paycheck generator would <a href="https://www.realcheckstubs.com/blog/paystub-generator/high-quality-professional-paycheck-stub-maker">provide a more professional image</a> than a paycheck template excel. Unlike using a spreadsheet, you could easily customize and save various online pay stub templates, saving you time and effort.
&nbsp;
This also makes your business look more legitimate not only in image but also structurally. Your ledgers and files would look more polished, smart, and sleek.
<h3>4. User-Friendly and Faster to Use Than A Payslip Excel Template</h3>
Compared to a check stub template excel file, which could be very confusing with all its functions and commands, online pay stub creators are more straightforward and easier to use. As a busy business owner, check stub generators only need you to enter the necessary information and, thanks to its automatic calculator, dramatically simplifies the process.
&nbsp;
There are fillable Microsoft excel pay stubs ready for download online. However, they still do not provide you with the convenience of an automatic online paycheck stub template. These payslip excel sheets only give you a format that you still need to fill individually for each employee.
&nbsp;
&nbsp;
<h3>5. Greater Company Transparency</h3>
Another advantage of using an online paycheck stub generator is that it creates trust between you and your employees. Using <a href="https://www.realcheckstubs.com/" target="_blank" rel="noopener">Real Check Stubs</a> allows your staff and workers to instantly access the information online, promoting a better working atmosphere. Compared to a paycheck stub template excel spreadsheet, which could easily be edited, online paystubs are more secure once they are created.
&nbsp;
Your employees could easily view and review their payroll if they are paid correctly and check if the right amount is presented for their allowances or deductions. By using online software, the management and employees would quickly get updated with payroll expenses based on generated pay stubs.
<h3>6. Fewer Expenses Overall versus Payroll Check Template Excel Spreadheet</h3>
Time is a precious resource, and for business owners, this is especially true. Every minute spent on creating payslips using Microsoft excel spreadsheets could mean money out of your pocket. Real Check Stubs&rsquo; online templates ensure that you take less time, effort, and money to generate employee earnings with automatic calculators and fillable information input.
&nbsp;
Overall, online generators are more inexpensive with definite advantages over using pay stub generator excel sheets. You could easily find an employee using their employee code and instantly send them their pay stub instead of the traditional mailing paycheck stubs method. After switching to online check stub generators, you would never look back again.
<h2>Why Are Excel Pay Stubs Out-of-Date?</h2>
Since Microsoft&rsquo;s creation of the excel spreadsheet, businesses jumped on the opportunity to upgrade their employee management from manually writing or typing payslips. If you think about it, an excel pay stub is an excellent tool with many useful programmable functions. However, as handy as it may seem, it is still time consuming and confusing, especially for beginners.
&nbsp;
Now, advances in technology brought powerful software that could automate administrative tasks such as <a href="https://www.realcheckstubs.com/blog/payroll/best-payroll-advice-for-small-businesses" target="_blank" rel="noopener">creating payrolls</a>. These online check stub creators do not take much skill to operate compared to using an excel pay stub template.
&nbsp;
With an ever-changing and fast-paced work environment, time is money. Using an excel pay stub quickly becomes obsolete, with companies and businesses switching to online software to save on costs.
&nbsp;
&nbsp;
<h2>7 Reasons to Shift to Online Check Stub Generators</h2>
Here are a few reasons for you to consider doing away with using payslip excel spreadsheets and convert to online generators:
<h3>1. Volume</h3>
As your business expands and grows, the number of transactions and employees increases. This means the number of check stubs you need to produce also increases. The volume of various data would make accounting difficult when using excel sheets.
<h3>2. Tabs Everywhere&nbsp;</h3>
The number of tabs you need to keep in a single file could become overwhelming, especially when they are not correctly linked. This develops into a web that could snap with one wrong data entry.
<h3>3. Record Keeping</h3>
It is hard to keep a record of your transactions, particularly when you need to use multiple names for xlsx file types. Worst, you could lose track of the name assignment and need to view each file just to fix the issue.
<h3>4. Training</h3>
Hiring and training staff to create your payroll pose a difficulty as excel spreadsheets require specific steps and input to become effective. You would also need to retrain them periodically to keep them updated with new information.
<h3>5. Risky Integration</h3>
The risk of error increases, especially when check stub template excel sheets cannot be integrated with online tools, such as accounting software.
<h3>6. No Automation</h3>
Spreadsheets depend on manual operation to fully realize their capabilities. They do not have automation features such as maintaining statutory compliance for employee tax rates and benefits. This means that you need to keep yourself updated with any change to tax laws and input the new information.
&nbsp;
You would also need to create formulas that would calculate entries in a payslip excel, which involves a lot of copy-pasting. Using an excel sheet opens your business to vulnerabilities, especially when preparing payrolls and filing tax returns.
<h3>7. Data Complexity</h3>
With all the data necessary to generate payroll, check stub template excel sheets could make your job even more complicated. As your business grows so does the number of your employees. This would add more complexity as you would need to keep up with number formats, data compiling, and system integration. Do this wrong and it could throw your business into disarray.
&nbsp;
As stated earlier, online templates provide plenty of benefits compared to payroll check template excel sheets. These advantages alone should be enough for you to upgrade your business without a shadow of a doubt.
&nbsp;
Additionally, as an employer, you need to create precise pay stubs, and shifting to online check stub generators could greatly help.
<h2>Conclusion</h2>
As the saying goes, &ldquo;time is gold,&rdquo; and when you&rsquo;re running a business, this means everything. Improving your efficiency with online check stub generators is one of the most remarkable ways to save time and cut down on administrative costs. The advantages of using automated software instead of a pay stub template excel spreadsheet greatly outweigh the disadvantages, if there are even any.
&nbsp;
So what are you waiting for? Check out<a href="https://www.realcheckstubs.com/generateStubs" target="_blank" rel="noopener">paystub generator</a> from Real Check Stubs and feel the power of automation. Also review our <a href="https://www.realcheckstubs.com/blog/paystubs/pay-stub-examples-from-real-check-stubs-generator" target="_blank" rel="noopener">paystub examples</a>

Since Microsoft’s creation of the excel spreadsheet, businesses jumped on the opportunity to upgrade their employee management from manually writing or typing payslips. If you think about it, an excel pay stub is an excellent tool with many useful programmable functions. However, as handy as it may seem, it is still time-consuming and confusing, especially for beginners.

Why Are Excel Pay Stubs Out-of-Date?

Compare the differences between an online paystub generator and using an excel template to create your paystub. Explore the easiest and most accurate way.

Online Stub Generator vs Payroll Template Excel

Online Stub Generator vs Pay Stub Template Excel

A pay stub generator with an overtime statement allows you to type in known quantities that would calculate the rest. Real Check Stubs provides various advanced stubs with detailed entries that would make your job easier.
&nbsp;
Simply fill in all information required for each pay stub and instantly create your own check stubs with overtime. The pay stub calculator with overtime does all the hard work and generates a link to download and print your paycheck stubs.
&nbsp;
There are 4 pay stub templates available with the overtime feature in Real Check Stubs. Each would give you the benefit of making and using easily customizable check stubs.
&nbsp;
<h2>How Check Stubs With Overtime Work</h2>
First, let us dig into what overtime is and how to calculate it to give you an understanding of how it works. Yes, the advanced pay stub maker with overtime already does the calculating for you but knowing what the entry is would tell you why it matters.
<h3>Overtime Pay For Hourly Employees</h3>
If your employee works for more than 40 hours a week, as required by the Fair Labor Standards Act, the additional hours are referred to as overtime. Overtime compensation is rated at a federal minimum of one and a half times more than regular hours and given to hourly employees every pay date.
&nbsp;
For example, if an hourly employee works for 46 hours in a week for $12 an hour, your check stub maker with overtime should reflect $18 an hour for 6 hours of overtime. The additional pay should be given on the following pay date.
<h3>Overtime Pay for Salaried Employees</h3>
For salaried employees, if their weekly income is over a specific amount, they are usually exempt from overtime. However, if they are below the amount specified by federal regulations, they would receive overtime pay computed per hourly basis. You could calculate a salaried employee's hourly rate for overtime by dividing their total hours per week or year by their total pay they should receive for that week or year.
&nbsp;
Having an idea of what overtime is, allows you to enter values in the pay stub creator with overtime accurately, leaving no room for error. Regulations for overtime and other labor laws vary depending on which state you are in. They could be more restrictive or exceed those of the federal government, so familiarize yourself with state laws to better grasp what you need to pay.
&nbsp;
Paying your employees the right overtime pay would let them know that you value their time and effort. It would also give them the confidence to work diligently and honestly.
<h2>Pay Stub With Overtime Templates</h2>
There are four pay stub templates with overtime features in Real Check Stubs' broad array of template options.
&nbsp;
<h3>Advanced Pay Stub Template 1</h3>
&nbsp;
The first advanced&nbsp;<a href="https://www.realcheckstubs.com/advanced" target="_blank" rel="noopener">pay stub creator with an overtime template</a> summarizes all necessary information needed to produce an effective check stub.
&nbsp;
<img src="https://www.realcheckstubs.com/storage/posts/pay stub with overtime advanced template 1.png" alt="Advanced Pay Stub Template with overtime" width="1792" height="1260" />
&nbsp;
The heading includes your company name, company address, pay period, pay date, employee details such as their name, address, identification number, and social security number.
&nbsp;
The lower half of the check stub generator with overtime is divided into columns, with the first part containing the breakdown for your employee's gross pay. The first column in the category describes each item, such as regular, overtime, holiday, vacation, bonus, and commission. Next, the second column provides the exact hourly rate for each item, the total hours your employees worked, and the total amount per item in the pay period.
&nbsp;
The second half of the lower part includes deductions and taxes subtracted from the gross income to get the employee's net income. The pay stub generator with overtime also includes year-to-date (YTD) details for all items.
&nbsp;
<h3>Advanced Pay Stub Template 2</h3>
&nbsp;
The second advanced&nbsp;<a href="https://www.realcheckstubs.com/advanced2" target="_blank" rel="noopener">pay stub maker with an overtime template</a> resembles the first template with the heading containing the information for both employer and employee. The second half also contains the same information. However, the columns are divided by thick lines, making the columns more prominent and more comfortable to follow.
&nbsp;
<img src="https://www.realcheckstubs.com/storage/posts/check stub with overtime template 2.png" alt="Advanced Pay Stub Template 2 with overtime" width="1584" height="1328" />
&nbsp;
<h3>&nbsp;Advanced Pay Stub Template 3</h3>
&nbsp;
<a href="https://www.realcheckstubs.com/advanced3" target="_blank" rel="noopener">The advanced paystub template 3 for the check stub maker with overtime</a> now includes a bar code at the top left and a new format.
&nbsp;
<img src="https://www.realcheckstubs.com/storage/posts/pay stub maker with overtime.png" alt="Advanced Pay Stub Template 3 with overtime" width="1364" height="1326" />
&nbsp;
The pay stub is divided into two vertical halves. The first half contains all details about the gross and net pay, such as regular and overtime hourly rates, federal and state taxes, and other deductibles applicable or required by law.
&nbsp;
The second half includes <a href="https://www.realcheckstubs.com/blog/paystubs/pay-cycle-pay-day-pay-period-whats-the-difference-between-them">the pay period, pay date, </a>employer's notes, and the<a href="https://www.realcheckstubs.com/blog/paystubs/paystub-generator-with-year-to-date-ytd"> total year-to-date (YTD) amounts</a> itemized in a table.
&nbsp;
<h3>Advanced Pay Stub Template 4</h3>
&nbsp;
<a href="https://www.realcheckstubs.com/advanced5" target="_blank" rel="noopener">The last template to make check stubs with overtime</a> uses a smaller format, requiring less paper for printing. It gives out all employer and employee details in boxes in the top half while itemizing the amounts, such as regular pay, overtime pay, social security tax, and medicare, needed to calculate workers' gross and net incomes.
&nbsp;
<img src="https://www.realcheckstubs.com/storage/posts/pay slip maker with overtime.png" alt="Advanced Pay Stub Template with overtime 4" width="1996" height="792" />
&nbsp;
<h2>Conclusion</h2>
Real Check Stubs' pay stub generator with an overtime feature allows you to create effective payslips that provide your employees with the proper breakdown of their income. Paying the correct compensation for overtime would earn your workers' trust and give them the confidence to work. Using an advanced check stub maker with overtime templates would make paying salaried and hourly employees as easy as it could get.

Simply fill in all information required for each pay stub and instantly create your own check stubs with overtime. The generator will calculate the rest.

Paystub Generator With Overtime | Real Check Stubs

Pay Stub Generator With Overtime

As a <a href="https://www.realcheckstubs.com/blog/payroll/best-payroll-advice-for-small-businesses" target="_blank" rel="noopener">small business owner or contractor</a>, you have probably experienced the frustration of paperwork and payroll.
Your staff needs documentation to prove they have been paid and most payroll companies require you to jump through hoops you couldn't dream of.
There has to be an easier way to handle payroll. Contractors are paid in cash in most cases, how should that be handled, who keeps the records?
<h2>Real Paycheck Stub</h2>
How do you provide them with a real paycheck stub? You have questions and we have answers! Our real paycheck stub system allows you as a business professional to create real paycheck stubs to provide your staff with instantly.
This is important to them when they need to provide proof of income or keep records of pay.
<h2>Create Your Stub in Minutes</h2>
Simply entering your business information and basic employee information is all that is needed. Paycheck stubs are delivered instantly after purchase and a backup copy is also sent to your email address.
The paystubs are provided in pdf format for your convenience. Ultimately the pdf format means that the stubs can be viewed on a mobile device as well as virtually any smartphone, tablet, or computer in the world!
You're smart and know you only want to provide your staff with the best documents available.
&nbsp;
Other articles you may be interested in:
<a href="https://www.realcheckstubs.com/blog/paystubs/employee-pay-stub-online-salary-slip-maker">Business Slip Makers</a>
<a href="https://www.realcheckstubs.com/blog/paystubs/ultimate-guide-to-pay-stubs">Guide to Paystubs</a>

The ultimate guide on everything proof of income.  You should be informed when making a paystub and this guide will tell you how.

Make a Real Pay Stub in 1 Minute

Real Paycheck Stubs

Cinth

Very easy to use and professional done.  The customer service is excellent.

Brian

Great place and really professional, I am pleased with my purchase. Great for all business

Owner

Angel

I'm a freelance web developer and marketing expert. the check stub yall provided was so easy it did all the math for my state with regards to monies paid for Medicare taxes etc and it got my loan approved for an unsecure loan with my bank. So thank you so much if you need pay stubs for a loan these will do the tricl easy peasy.

got my loan approved

Bruce

I’ve tried other services similar to this one, but this one is the greatest one on the market because they are so authentic looking thanks. I use them all the time for three years now.

Cynthia Bullock

Service was excellent, fast 
And great. Thank you

Blog

Tag: real check stub generator

Check Stubs For Renting Apartments – Why Is It Important

How Long to Keep Pay Stubs

Online Stub Generator vs Pay Stub Template Excel

Pay Stub Generator With Overtime

Real Paycheck Stubs

Category List